Low-income parents across the U.S. may soon see a significant financial boost as the IRS confirms an $1,800 refundable tax credit is being processed for qualified families. Designed to ease the burden of rising childcare costs, food prices, and utility bills, this credit targets families earning under a certain threshold. If you’re a parent struggling to make ends meet, here’s what you need to know about who qualifies and when to expect your payment.
Who Qualifies for the $1,800 Credit?
This tax credit is aimed at low-income parents with dependent children under the age of 17. To be eligible, your 2023 adjusted gross income must fall under $75,000 for single filers or $150,000 for married couples filing jointly. You must also have claimed the child as a dependent on your latest tax return and have a valid Social Security number for both yourself and the child. Families who didn’t earn enough to owe taxes can still receive the full credit as a refund.
When Will Payments Be Sent Out?
The IRS began issuing payments starting May 15, 2025, through direct deposit for taxpayers who provided bank information on their most recent return. Paper checks will follow within 2–4 weeks for those without direct deposit details. Parents who filed their 2023 taxes on time should receive the credit automatically. However, those who haven’t yet filed have until October 15, 2025, to do so and still qualify for the full amount.
How to Claim the Credit If You Haven’t Filed Yet
If you haven’t filed your 2023 return, it’s not too late to claim the $1,800 credit. Visit irs.gov or use a trusted free tax preparation service to submit your return. Ensure all dependent information is accurate and up-to-date. The IRS recommends filing electronically and selecting direct deposit to avoid delays. Even non-taxable households are encouraged to file, as this is a fully refundable credit—meaning you can receive the full amount even if you owe no taxes.
Credit Details Table
| Criteria | Information |
|---|---|
| Credit Amount | $1,800 per qualifying child |
| Income Limit (Single) | Up to $75,000 |
| Income Limit (Married Joint) | Up to $150,000 |
| Child Age Requirement | Under 17 years old |
| Distribution Start Date | May 15, 2025 |
| Claim Deadline | October 15, 2025 |
The $1,800 tax credit offers crucial relief for low-income parents navigating the high costs of raising a child in 2025. With payments already being distributed and more on the way, eligible families should act quickly by filing their tax return, updating their details, and checking their IRS account for updates. This credit is more than just a tax benefit—it’s a lifeline for millions of hardworking families.
FAQ’s:
1. Do I have to owe taxes to receive the $1,800 credit?
No, it’s a fully refundable credit, so even families who owe nothing can receive the full amount.
2. Will this affect other benefits like SNAP or SSI?
No, the credit is not considered income and will not impact eligibility for federal assistance programs.
3. How do I know if my child qualifies?
Your child must be under 17, claimed as a dependent on your 2023 tax return, and have a valid Social Security number.
4. Can I still receive the credit if I just had a child in 2023?
Yes, as long as the child meets the age and dependency criteria and is included on your 2023 tax filing.
5. What if I haven’t received the credit yet?
Check the IRS “Where’s My Refund” tool or your IRS online account to verify processing status and payment delivery method.
